Financial Life & Planning Limited T/A Cregan Kelly O'Brien Financial Planning are responsible for handling all aspects of Financial Planning for individuals and business owners including advice on Pensions and Retirement planning , Saving and investments , Life and Serious Illness cover and Income Protection cover and business protection  offered on this website. Finance Life and Pensions Limited is regulated by the Central Bank of Ireland.

Zurich SuperCapp Fund®

A fund which has delivered positive inflation beating returns over the last 40 years, and which provides instant access with no penalty to the first €200k of your money.

What would my fund be worth if I had invested....

€100,000 invested 5 years ago

€100,000 invested in the SuperCapp fund 5 years ago is worth €117,453 today, an annualised return of 3.2% per annum

€100,000 invested 10 Years Ago

€100,000 invested in the SuperCapp Fund 10 years ago is worth €141,091 today, annualised return of 3.5% per annum

€100,000 invested 20 years ago

€100,000 invested 20 years ago in the SuperCapp fund is worth €250,336, an annualised return of 4.7% per annum

Zurich SuperCapp - 40 years of stable positive performance

SuperCAPP is unique amongst Irish investment funds - it is the only fund to have delivered a stable, and positive performance in each and every one of its 40 years.

Delivering stable, positive performance is Zurich's aim. Zurich manage the fund in a prudent and consistent manner, and over the last 40 years, our mandate and investment ethos has never changed. As a result, the SuperCAPP is one of the few remaining 'with profit' funds in the market which is still in existence and Zurich have never imposed a Market Level Adjustment on this fund.

Prudent Investment Strategy

SuperCAPPs investment mandate is to hold a large proportion of the fund in low risk, high quality government bonds. The fund has not suffered from over exposure to equities like other 'with profit' funds and therefore has not experienced significant investment falls.

A Conservative Approach

The fund takes a conservative approach to paying annual and special dividends, the fund does not look to over promise investment returns to chase new investment monies.

Equity and Bond Protection

Equity protection in order to reduce the volatility of equity investment and protect against the possibility of large market falls; bond protection to protect against drops in capital values.

Inflation Beating Returns

Policy Start Date  Annualised ReturnAnnualised Return After Inflation 
01/01/2000 4.6% 2.6%
01/01/2001 4.5% 2.7%
01/01/2002 4.3% 2.7%
01/01/2003 4.1% 2.8%
01/01/2004 3.4% 2.2%
01/01/2005 3.4% 2.3%
01/01/2006 3.4% 2.4%
01/01/2007 3.5% 2.7%
01/01/2008 3.5% 3.1%
01/01/2009 3.0% 3.1%
01/01/2010 3.0% 2.5%
01/01/2011 2.9% 2.2%
01/01/2012 3.0% 2.6%
01/01/2013 3.2% 3.1%

Steady Consistent Growth

1
SuperCapp smoothes out stock market performance to deliver consistent, stress free performance
2
In 40 years despite all the market volatility that other funds have experienced, SuperCapp investors have seen their investments protected.
3
The bond portfolio ensures that stable annual dividends can be declared giving peace of mind to clients whilst the bond protection reduces capital risk.
4
The equity portfolio gives clients exposure to higher growth assets that can help deliver the special dividend but with equity protection to reduce the risk.
5
The SuperCapp fund is not designed to deliver headline chasing returns - as SuperCapp investors are looking for a smoother investment journey without the rollercoaster rides of other investments.

Colm Kelly - Savings & Investments

Colm Kelly - Financial Planning & Advice

Cregan Kelly O'Brien Overview

Cregan Kelly O'Brien Financial Planning offers a unique combination of experienced financial planning, insurance, accounting and tax specialists within the one firm. Almost always, key financial decisions regarding a business or family have implications across related areas, and these need to be fully understood before choosing the right option. Using our unique "On Track" approach, we work together to get to the heart of your financial challenges and devise solutions to suit your unique circumstances.
Signup To Our Newsletter

A Quarterly Newsletter with the latest news and products for pensions, savings, and insurance.

Cregan Kelly O'Brien will not share your contact details with any third party.

Request a Call Back

Need Advice, Information,
or a quote?

Call us now on 01 870 0370
or request a call back

Contact Cregan Kelly O'Brien
Financial Planning
Colm Kelly
T: +353 1 870 0370
E: colm@ckob.ie

Insurance
Tommy O'Brien
T: +353 1 883 9020
E: tommy@ckob.ie

Disclaimers

Warning: Past performance is not a guide to future performance.
Warning: The value of your investment can go down as well as up.
Warning: Benefits may be affected by changes in currency exchanges.
Warning: If you invest in this product you may lose some or all of your investment.

About Cregan Kelly O'Brien

 

In 2007 Maurice Cregan and Colm Kelly established CK Financial Services to provide independent financial planning and advice to business owners and individuals. Tommy O'Brien, a General Insurance expert, then joined them in 2010, enabling them to meet the full financial needs of their clients. Financial Life & Planning Limited would deliver Financial Services, and O'Brien Cregan Kelly Insurances would deliver Insurance Broking services. Two Business Names were registered Cregan Kelly O'Brien Financial Planning and Cregan Kelly O'Brien Insurances

Latest Twitter Posts

© 2018 Cregan Kelly O'Brien Financial Planning. All Rights Reserved. Designed By Cube Creative
Finance Life and Pensions Limited trading as Cregan Kelly O'Brien Financial Planning is regulated by the Central Bank of Ireland

Call us now on 01 870 0370
or request a call back